NEW Delhi. The general election -2019 in the country is on the head and every party is putting its full emphasis on it. Where the Congress is reminiscing its 70-year tradition, the Modi Government is reminding Pakistan and Kashmir with its strict policy and 19 schemes that started in its tenure. In such a situation, the BJP is going to contest the 2019 elections on the basis of these 19 schemes. The Modi government claims that these 19 schemes have changed the living standard of a large population of the country, though the Opposition misrepresents the claim of the government. Let us know, what are these 19 schemes introduced by the Prime Minister Narendra Modi (Schemes Launched by Modi Government)?
1- The Pradhan Mantri Jan Dhan Yojana scheme was started to connect poor people with the bank. The scheme started on August 28, 2014 for the purpose of preventing corruption and giving benefits directly to the beneficiaries of government schemes. In this account which is open on zero balance, people are given accident insurance cover upto one lakh rupees. Under this scheme, a life insurance policy of Rs 30,000 is given to the nominee upon the death of the policy holder. What can be done by open accounts in the Jan Dhan Yojana. Any citizen of the country can open their account in banks under the Pradhan Mantri Jan Dhan Yojana scheme. Under this scheme, account of a child under 10 years of age can also be opened. Anyone with the Identity proof verified by the government official can open the account. These are the facilities 1. Interest on deposit amount. 2. Accidental insurance cover of one lakh rupees. 3. No minimum balance required. 4. Under the Pradhan Mantri Jan Dhan Yojana scheme, life insurance of Rs. 30,000 is payable on beneficiary to the general reimbursement of general conditions on his death. 5. Beneficiaries of government schemes will get direct benefits in these accounts. 6. After six months of satisfactory operation of these accounts, overdraft facility will be provided. 7. Overdraft facility available up to Rs 5,000 / – per family, especially for the family of a woman, in one account. 8. Money withdrawal, depositing, fund transfers, mobile banking facilities are all free in this public money account. To open an account under Pradhan Mantri Jan Dhan Yojana, you will have to contact the authorized banks or contact the bank friend or authorized entity in the bank to open an account under Pradhan Mantri Jan Dhan Yojana. The bank will give you an account opening form. Which you have to fill with caution. You will have to give all the documents sought in the form. You will have to submit this form along with ID proof. (Pradhan Mantri Jan Dhan Yojana of Modi Government)
2- Prime Minister Ujjwala Yojana (Pradhan mantri ujjwala yojana) For the families of weaker sections, especially for women, the Central Government launched the Prime Minister Ujjwala Yojana (Pradhan Mantri Ujjwala Yojana) on 1st May 2016 in Ballia, Uttar Pradesh. Under PMUY, the government gives connections to domestic LPG gas to families who live below the poverty line. Prime Minister Ujjwala Scheme (PMUY) is being run with the cooperation of the Central Government with the Ministry of Petroleum and Natural Gas. Traditionally wood and dung extract is used for cooking in rural areas. The bad effect of the smoke coming out on women’s health. Such women get relief from the Prime Minister Ujjwala Scheme (PMUY). Who can get the advantage of PMUY? According to the 2011 census in the Prime Minister Ujjwala Yojana, the families who come in the BPL category can get the benefit of PMUY. Under this scheme, the target is to provide LPG gas connection free of up to 80 million BPL families. Who can take Advantage of Prime Minister Ujjwala scheme (PMUY) – Applicant’s name should be in the name of SECC-2011 – Applicant should be female who is not less than 18 years old. -The woman should be from the BPL family. – It is mandatory to have a savings bank account in a national bank. In the applicant’s house, there should not be any LPG connections in the name of anyone. The applicant should have BPL card and BPL ration card. The assistance of Rs 1,600 will also get financial support of Rs 1600 in PMUY under the financial assistance scheme for every eligible BPL family in Prime Minister Ujjwala Scheme (PMUY) of Modi Government. This amount is given to buy LPG Gas connection. With this, EMI can also be used to buy the hearth and pay the expenses for the first time filling the gas cylinder.
3- Good governance (SAUBHAGYA) The Government of Modi Government started the Pradhan Mantri Sahaj Bijli Har Ghar Yojana (SAUBHAGYA) to provide electricity to every household in the country. The Lucknow (SAUBHAGYA) scheme was started on September 25, 2017, on the anniversary of Pandit Deendayal Upadhyaya. Pradhan Mantri Sahitya Parivar Every household scheme (good luck or SAUBHAGYA) has been started specifically to ensure the availability of electricity to the poor people. What is the good luck plan (SAUBHAGYA)? -The people’s name is in the socio-economic census of 2011, they are given free electricity connections under the SAUBHAGYA scheme. -The people’s name is not in the socio-economic census, they can get electricity connections only for a fee of Rs 500. Such people can pay this 500 rupees in ten easy installments.
4- Ayushman Bharat Yojana: For the first time in the country, free treatment of poor families up to Rs 5 lakhs is provided under the Ayushmann Bharat Yojana. It is estimated that more than 100 million poor families of the country will get benefit of this scheme. There is an uncertainty that if the family has an average of 4 members, then this scheme will get about 40 million poor people in the country. The biggest feature of this scheme is that the benefit of this health scheme can be raised in most of the best hospitals in the country. The scheme was started on September 23, 2018, and those who are involved in this scheme do not have to pay any money. According to Modi Government, this is the world’s largest health care scheme.
5 – Pradhan Mantri Awas Yojana (PMAY) scheme, if you are planning to buy a house, then you can take advantage of the Pradhan Mantri Awas Yojana (PMAY) scheme. The first Prime Minister’s Housing Scheme (PMAY) was for the poor class only, but now the poverty of the home loan has been brought under the purview of the PMAY of the poor and the middle class of the urban areas. According to initial provisions, the amount of home loan in the Prime Minister’s Housing Scheme (PMAY) was up to Rs 3 to 6 lakh, on which interest subsidy was given under the Prime Minister’s Housing Scheme (PMAY). Now it has been increased to 18 lakh rupees now. Who Can Purchase Benefit Of The Prime Minister’s Housing Scheme (PMAY)? The applicant should be 21 to 55 years old to avail the Prime Minister’s Housing Scheme (PMAY). How much should be the income to take advantage of the Prime Minister’s Housing Scheme (PMAY)? Annual domestic income for EWS (lower economic class) is fixed at Rs 3.00 lakhs. For the middle income group (LIG), the annual income should be between 3 lakh and 6 lakhs. People earning 12 and 18 lakh rupees annually can also take advantage of the Prime Minister’s Housing Scheme (PMAY). How much subsidy will get in PMAY? A credit linked subsidy of 6.5 percent is available only for loans up to six lakh rupees. Annual income up to Rs 12 lakh will be able to avail of 4% interest subsidy on loans up to Rs. 9 lakhs. Similarly, people earning up to Rs 18 lakh will be able to avail of 3% interest subsidy on loan up to Rs 12 lakh. How will the benefit of Prime Minister’s housing scheme (PMAY) subsidy? Talk about subsidy from home loan-if you are eligible – your application will be sent to Central Nodal Agency first – If the approval is received then the agency will pay the amount of subsidy to the lending bank – this amount will be given to your loan Will come into account
7- Sukanya Samriddhi Account This scheme was started by the Modi Government on January 22, 2015. This is the first scheme in the country where income taxes can be saved and the highest interest can be found by opening a Sukanya Samriddhi account or account (Sukanya Samriddhi Account) in the name of daughter. At present, 8.5% interest is being given in this scheme. This account, people can open the names of their two daughters, but if anyone is a bettina twins then the name of 3 daughters can also be opened. Income tax can be waived by depositing a maximum of Rs 1.5 lakh under 80C under this scheme. (Sukanya Samriddhi Account Scheme of Modi Government)
8- Pradhan Mantri MUDRA Yojana: Starting to give money to small businessmen, Modi Government has given 3 types of loans under this scheme. There is a child plan, under which a loan up to 50 thousand rupees can be taken. On the other hand, the other scheme is Kishore, which can be taken from 50 thousand rupees to 5 lakh rupees loan. The third plan is Tarun, which can be a loan from Rs 5 lakh to Rs 10 lakh. Under the Pradhan Mantri Mudra Yojana, lakhs of businesses have already started or expanded their business by taking a loan. (Pradhan Mantri Mudra Yojana of Modi Government)
9- Atal Pension Yojana The scheme of Atal Pension Yojana was started by Modi Government on May 9, 2015. Under this scheme, people have the freedom to choose pension plans ranging between Rs 1000 and Rs 5000. Under this scheme, people have to pay a nominal premium and the rest of the money is given to the government. So far, lakhs of accounts have been opened under this scheme.
10- Pradhan Mantri Jyoti Jyoti Bima Yojana is one of the successful schemes of the Modi Government. Under the Pradhan Mantri Jyvan Jyoti Bima Yojana, people can take advantage of the insurance scheme by paying an annual premium of Rs. 330. If the insured dies due to any reason, then his warrant is given to 2 lakh rupees. Anyone can take this scheme, but the condition is that he should have a bank account. In this scheme people can not deposit money directly, it cuts itself by bank. (Pradhan Mantri Jyoti Bima Yojana of Modi Government)
11- Deen Dayal Upadhyay Grameen Kaushalya Yojana; Deen Dayal Upadhyaya Rural Council Scheme launched by keeping in mind the youth of rural India. ) Is also known as DDU-GKY. This scheme was started on September 25, 2014. The objective of this scheme of the Center is to provide employment to the poor rural youth after the government has been given the wages equal to or less than the minimum wage. The aim of the government is to make rural youth more efficient and create jobs after DDU-GKY. The main objective of this scheme is to develop the skills of youth of 15-35 years in rural areas and make them eligible for employment. After developing skills and after the employment opportunities, the economic situation of the youth will improve. (Deen Dayal Upadhyaya Grameen Kaushalya Yojana of Modi Government)
12- Pradhan Mantri Make in India Modi Government started to achieve major goals in Prime Minister Mantri Make in India. is. The government started this scheme to increase production activities in the country. It started on 25 September 2014. Since the launch of this scheme of Modi Government, FDI has increased rapidly in the country. Under this scheme, the rules of FDI have been relaxed in most sectors, thereby increasing investment and construction activities.
13- Green Revolution-Krishonnati Yojana: The Modi Government has started the Green Revolution-Krishonnati Yojana for the help of farmers. 11 Central schemes already running in this scheme have also been added. Now the purpose of this scheme is to be considered as a whole agriculture sector other than agriculture. Doubling the Farmers Income by 2022, the farmers’ income is being done under this scheme. (Green Revolution-Krishonnati Yojana of Modi Government)
14- Solar Charkha Mission In order to help rural sector craftsmen, Modi Government started the Solar Charkha Mission on June 27, 2018. Was of The government has made a provision of Rs 550 crore subsidy on this scheme. MSME Ministry is running this scheme. Under this scheme, 50 places of the country have been selected for clusters. About 500 to 2000 people have been employed in every cluster. Along with this campaign, the government also launched the Sampark portal and sought applications from unemployed people across the country. Those who have to be linked to this mission.
15- National Nutrition Mission, the National Nutrition Mission (POSHAN Abhiyan), is another name given to Modi Government by the National Mission on National Nutrition Mission (POSHAN Abhiyan). After the success of ‘Beti Bachao Beti Paaths’ campaign, this scheme was considered as the next step of this campaign. The scheme was started on March 8, 2018. Under this, help is being given to nutrition for girls up to 6 years in the country. Apart from this, pregnant women are also helped. This scheme of Modi Government has got lot of support from rural areas. (POSHAN Abhiyan of Modi Government)
16- Galvanizing Organic Bio-Agro Resources Fund (GOBAR-DHAN Scheme) Although this scheme was initiated by the Haryana Government, but influenced by its success, it was projected by the Modi government (2018-19) Modi Government included Under this scheme, people of the rural areas have to improve the quality of life. Part of this scheme is to prevent the defecation in the open. This scheme encouraged cleanliness in rural areas. (GOBAR-DHAN Scheme of Modi Government)
17- Atal Bhujal Yojana, people in the rural areas also spend their lives in significant time during the clean water system. Keeping this problem in mind, the Modi Government has started the Atal Bhujal Yojana. Starting from Rs.6000 crores, this plan is being focused more on the parts of the country, where ground water level has gone down significantly. Under this scheme, work is being done to increase ground water level. As soon as the level of water goes up, farming will be promoted in the rural areas, thereby improving their economic condition. (Atal Bhujal Yojana of Modi Government)
18- Samagra Shiksha Scheme In order to improve the level of education in the rural areas of the country, Modi Government launched the Samagra Shiksha Scheme on May 24, 2018. Was of It aims to improve the social and economic level of people by providing quality education in backward areas. This scheme is running Human Resource Development (HRD). In this scheme, many pre-existing schemes have been merged. After this the scheme is being implemented more broadly. (Samagra Shiksha Scheme of Modi Government)
19-National Bamboo Mission In the country so far, bamboo was considered as a tree, due to which the bamboo farmers living in the North East had trouble. The Modi government first separated the bamboo from the definition of the tree and then declared the National Bamboo Mission. It was included in the budget in the year 2018 The purpose of this scheme is to promote bamboo cultivation in East India and increase the income of bamboo farmers. Central Government has allocated Rs. 1290 crores for this scheme. The Modi Government hopes that this mission will help in building the industry of bamboo in the country. This will not only increase the income of the millions of farmers who cultivate bamboo but also their income will also be ensured.